My boss uses BoA so I go there alot, friendly people at ours.
I use FirstLight Federal Credit Union...meh, its ok. The best part is that they have a good number of ATM machines around town & one on campus even, that's hella nice.
I've decided to move most of my money to StateFarmBank, though. I have $4k in CDs there & am about to start a mutual fund thing (I think) there for $52k.
I've thought about a CC, I think I might get one soon. I don't believe I'd spend more money than I spend now so I could just pay it off every 30 days & just go like that...it'd be nice to start building my credit.