Clan x86

Member Forums => Joe's Bunker of Pie => Topic started by: Joe on August 05, 2006, 02:16:03 AM

Title: Early birthday presents!
Post by: Joe on August 05, 2006, 02:16:03 AM
My brother got $100 for his birthday, in a few gifts. Naturally, I get the same ammount, and it's been spent on the following:

$40 - Ticket to Six Flags (church trip)
$34.99 - nVidea GeForce MX 4000 (http://www.tigerdirect.com/applications/SearchTools/item-details.asp?EdpNo=716810&CatId=0)
$6.99 - Shipping
$18.02 - Left over!

I'm wondering where the rest of the money should go. I think rainy-day pocket money is the best bet right now. The graphics card was my cheapest big dream right now, and the rest (laptop, my own phone line, etc) can't be fulfilled with the remaining $18, so eh? If you think of any cheap computer components I might want to upgrade, let me know. Also, I'll post a little review on that graphics card, not that it'll help much now that PCI graphics cards are now nearly obsolete anyhow.
Title: Re: Early birthday presents!
Post by: d&q on August 05, 2006, 10:50:35 AM
Stop upgrading your computer and save your money. Everything you buy will become obsolete quickly anyway.
Title: Re: Early birthday presents!
Post by: Joe on August 05, 2006, 04:08:42 PM
Even if I save my money and eventually buy new computer pieces, it'll still become obsolete soon after I spend it.
Title: Re: Early birthday presents!
Post by: Sidoh on August 05, 2006, 05:44:33 PM
Quote from: Joex86] link=topic=6920.msg85655#msg85655 date=1154808522]
Even if I save my money and eventually buy new computer pieces, it'll still become obsolete soon after I spend it.

I think he's tell you to spend more of you money on productive things.
Title: Re: Early birthday presents!
Post by: d&q on August 05, 2006, 06:40:43 PM
Quote from: Sidoh on August 05, 2006, 05:44:33 PM
Quote from: Joex86] link=topic=6920.msg85655#msg85655 date=1154808522]
Even if I save my money and eventually buy new computer pieces, it'll still become obsolete soon after I spend it.

I think he's tell you to spend more of you money on productive things.

:)
Title: Re: Early birthday presents!
Post by: Joe on August 05, 2006, 08:16:45 PM
Suggest one.
Title: Re: Early birthday presents!
Post by: d&q on August 05, 2006, 08:20:02 PM
Car*, save for a good college, educational books, save it in a bank, invest it,  spend it on me, and since you want to move out so badly, you can even save for your own place.
Title: Re: Early birthday presents!
Post by: Joe on August 05, 2006, 09:51:34 PM
I'm 15 years old, and my parents have four vehicles. I'm not worried about finding my own place at all. If I were going to spend it on anything related to moving out, it would be karate lessons, because it would solve the problem.

STRIKE FIRST, STRIKE HARD, NO MERCY SIR!
Title: Re: Early birthday presents!
Post by: Sidoh on August 06, 2006, 01:12:56 AM
Age shouldn't be corrolated with how wisely you spend your money.  Don't presume that you should spend it just as all of the other morons out there do.  On average, every seven years earlier that you start investing your money in something like a mutual fund, the money you have when you start to draw on your earnings doubles.
Title: Re: Early birthday presents!
Post by: Joe on August 06, 2006, 02:12:29 AM
I've seen math stuff like that in econ but I figured it was always bull. "Seriously, who gets 9% intrest on their savings account?"

But I suppose actually investing it in something would be much more intrest. I might actually think about it.
Title: Re: Early birthday presents!
Post by: Sidoh on August 06, 2006, 03:44:21 AM
Quote from: Joex86] link=topic=6920.msg85738#msg85738 date=1154844749]
I've seen math stuff like that in econ but I figured it was always bull. "Seriously, who gets 9% intrest on their savings account?"

But I suppose actually investing it in something would be much more intrest. I might actually think about it.

Unlike interest in a savings account, the rate of gain in the stock market grows as inflation happens...
Title: Re: Early birthday presents!
Post by: d&q on August 06, 2006, 11:16:56 AM
I wouldn't use a savings account if you want the amount of money you have to grow. I would do what Sidoh said, and invest in a mutual fund. Or, if you're like me, have $15,000 in government bonds. You won't have to worry about inflation.
Title: Re: Early birthday presents!
Post by: Joe on August 07, 2006, 01:47:00 PM
Quote from: Joex86] link=topic=6920.msg85603#msg85603 date=1154758563]
$34.99 - nVidea GeForce MX 4000 (http://www.tigerdirect.com/applications/SearchTools/item-details.asp?EdpNo=716810&CatId=0)

It's here! I don't get less than 20fps on WoW anymore. No wonder it takes up 5gigs on my disk, it has graphics!