If that had happened to you, or your family, you would probably have a different attitude.
Two things, it wouldn't happen to me, at least not in this situation. And, if it happened to someone I respected/cared about I'd tell them how not to let it happen again. But, I'd still hold the same opinion on the situation.
They might not deserve the money for not appreciating it, but you sure as hell don't deserve it for not working for your money and stealing it.
Stealing? I think you have the legal definition of stealing wrong.
The standard legal definition of stealing, theft, or in this case, larceny is as follows:
Theft/larceny is typically defined as the taking of almost anything of value without the consent of the owner, with the intent to permanently deprive him or her of the value of the property taken.
http://criminal.findlaw.com/crimes/a-z/theft_larceny.htmlNow, in this case, we're dealing with money. I have full consent of the owner, and no intent to deprive him/her of what they've bought. So, it's not 'stealing' in any way shape or form.