If it gets taken, somebody still loses money. Whether or not it's my money doesn't matter.
But no, I like the hands-on feel of stores. I don't buy a monitor until I test it, I don't buy a hammer until I swing it, I don't buy a book till I've flipped through it and maybe read a page or two (in the middle), etc. When you buy something online, you don't necessarily get what you want.
I have bought my share of things off eBay, though. Mostly books, NES games, movies, and other stuff that I can't possibly buy here. But I don't like doing it, I greatly prefer being able to hold what I'm going to buy.
Also, I like supporting local companies, where possible. But that's not a rule, I still buy a lot at Wal-Mart and Chapters. But that's not my main reason, just a side reason.
Who loses money if a person takes your credit card number online? The credit card company? I can guarentee that even if those charges went against them that they wouldn't know the difference.
I suppose that's a good thing, but I personally like the options you have online. You have more choices in the category you're shopping in, you can search and read reviews and learn of good and bad experiences people have had with the product in reference. I understand your point, though. I don't think I'd ever buy something like a car online. However, almost everything I do buy is online. That has a lot to do with me living in a very small town that has no stores selling anything of my interest.