What to do with my tax return?

[MyndFyre]

I just did my taxes yesterday, and I'm wondering what I should do with my tax return.  It's $864! 

1.) Pay off my credit cards.
2.) Build a robot (I'm super-jealous of Zorm's project).
3.) Mock Newby.
4.) Buy a PCI-X mobo, new RAM, new processor, and a GeForce 7800 SLI.  ^_^

[AntiVirus]

You can pay for my gas and carpayments + insurance?

[igimo1]

Ever heard of a savings account?

[AntiVirus]

Ever heard of a savings account?

Ever heard of boring?!

[Blaze]

Definitely number 3

[iago]

I'm getting back $2500.  My choices are:

1) Save it and live on it till I get a job (hopefully soon), then worry after that
2) Pay to have my Wisdom teeth removed, if I don't have a job by June

I'm sure it'll be one of those. 

[Ergot]

3,1,4,2 in that order.

[Furious]

I'm getting back $2500.  My choices are:

1) Save it and live on it till I get a job (hopefully soon), then worry after that
2) Pay to have my Wisdom teeth removed, if I don't have a job by June

I'm sure it'll be one of those. 

Oh yeah?! I'm getting back like $105!

[Super_X]

I'm getting back $2500.  My choices are:

1) Save it and live on it till I get a job (hopefully soon), then worry after that
2) Pay to have my Wisdom teeth removed, if I don't have a job by June

I'm sure it'll be one of those. 

Oh yeah?! I'm getting back like $105!

You have to remember, he's probibaly talking about canadian dollars, those things are worth less than Deutsch Marks.

[Blaze]

You have to remember, he's probibaly talking about canadian dollars, those things are worth less than Deutsch Marks.

20.00 United States Dollars == 22.90 Canadian dollars.

Your currency is sucking goat testicles. 

[Super_X]

1 USD =  1.14530, doesn't that mean that U.S. dollars are worth more than Canadan dollars?

[Blaze]

No, you pay less, and get more.   

[Super_X]

No, you pay less, and get more.   

If I payed less, and got more, would that mean my money's worth more?

[Furious]

No, you pay less, and get more.   

If I payed less, and got more, would that mean my money's worth more?

paid* ;p

[Joe]

1 && 3

[Explicit]

I'm getting back $2500. My choices are:

1) Save it and live on it till I get a job (hopefully soon), then worry after that
2) Pay to have my Wisdom teeth removed, if I don't have a job by June

I'm sure it'll be one of those.

Go with option one.  I'd recommend finding a job that has medical benefits so they can help cover the cost of getting your wisdom teeth pulled.

[iago]

About 10 years ago, the Canadian dollar was the butt of most American jokes, because USD$1 was about CAD$0.56.  Your dollar was worth nearly twice what ours was worth.  However, in the last 8 years or so, the Canadian dollar has risen in value significantly, to the pont where USD$1 is ~CAD$0.88. 

So yes, your dollar is worth ours, but not by nearly as much as it used to. 

I'm getting back $2500. My choices are:

1) Save it and live on it till I get a job (hopefully soon), then worry after that
2) Pay to have my Wisdom teeth removed, if I don't have a job by June

I'm sure it'll be one of those.

Go with option one.  I'd recommend finding a job that has medical benefits so they can help cover the cost of getting your wisdom teeth pulled.

Well, I have to get them out ASAP, so I don't have a chance to be picky.  I just have to hope that I can find a job with medical benefits. 

[Newby]

Dude, send all the money to Newby. He needs it.

[Feanor]

Number 1 is the responsible thing to do. I would probably do 4 though.

[CrAz3D]

Invest part of it + buy my a Motorola SLVR

[Joe]

Dude, send all the money to Newby. He needs it.

Hence 3. Send newby a penny.

[Warrior]

Put money into a fund to bribe Joe to leave the forums. PLEASE.

[Mythix]

I got about 3k paid off my car, credit card, bills, the rest went in my checking account.

[dark_drake]

Send it to me. I'll make sure to invest it wisely.

[GameSnake]

I turn 18 in an hour. I dont know anything about taxes!

[MyndFyre]

I turn 18 in an hour. I dont know anything about taxes!

I paid taxes when I was 16, son.

[Quik]

I turn 18 in an hour. I dont know anything about taxes!

I paid taxes when I was 16, son.

Why? Loser!

No but seriously, how much income were you making at 16? :p

[GameSnake]

I turn 18 in an hour. I dont know anything about taxes!

I paid taxes when I was 16, son.

Could a person really do that? I'm not sure what to do when tax time comes around, I'm going to have to read up on it.

[Warrior]

Invest part of it + buy my a Motorola SLVR

If you're not in it for Music or Upgradeable Memory get the SLVR L6 It's about $100 cheaper

The only thing the L7 has over it is a built in Media Player and Changeable Memory
The L6 comes with 10MB of shared memory (Still can play music but like..1-2 songs)

That's it, same size, same camera (wow, what a rip), same general features.

[Quik]

Invest part of it + buy my a Motorola SLVR

If you're not in it for Music or Upgradeable Memory get the SLVR L6 It's about $100 cheaper

The only thing the L7 has over it is a built in Media Player and Changeable Memory
The L6 comes with 10MB of shared memory (Still can play music but like..1-2 songs)

That's it, same size, same camera (wow, what a rip), same general features.

That's lame. My Motorola V360 came with 64MB of memory and some crazy features, all for a very low price with contract signing. SLVR sucks =/

[MyndFyre]

I turn 18 in an hour. I dont know anything about taxes!

I paid taxes when I was 16, son.

Why? Loser!

No but seriously, how much income were you making at 16? :p

I didn't make enough to not get a full refund, not until I was 18 anyway (I think I made about $4000 my first year working and about $8000 the next, because my birthday is mid-year), but I did have money withheld from my paycheck, and they most definitely will tax you if you're making more than what you can deduct.

[Warrior]

Invest part of it + buy my a Motorola SLVR

If you're not in it for Music or Upgradeable Memory get the SLVR L6 It's about $100 cheaper

The only thing the L7 has over it is a built in Media Player and Changeable Memory
The L6 comes with 10MB of shared memory (Still can play music but like..1-2 songs)

That's it, same size, same camera (wow, what a rip), same general features.

Well my L7 came with 2GB of memory (Bought it specially from ebay) but I'm wishing
I would have gotten the L6. I'm getting a nano and it seems pointless when a nano does this and probably more.

Oh well all in all the SLVR is an "Okay" phone. Not as nice as my Samsung T809 but it's good if you want currently the skinniest phone.

That's lame. My Motorola V360 came with 64MB of memory and some crazy features, all for a very low price with contract signing. SLVR sucks =/

[Towelie]

About 10 years ago, the Canadian dollar was the butt of most American jokes, because USD$1 was about CAD$0.56.  Your dollar was worth nearly twice what ours was worth.  However, in the last 8 years or so, the Canadian dollar has risen in value significantly, to the pont where USD$1 is ~CAD$0.88. 

So yes, your dollar is worth ours, but not by nearly as much as it used to. 

I'm getting back $2500. My choices are:

1) Save it and live on it till I get a job (hopefully soon), then worry after that
2) Pay to have my Wisdom teeth removed, if I don't have a job by June

I'm sure it'll be one of those.

Go with option one.  I'd recommend finding a job that has medical benefits so they can help cover the cost of getting your wisdom teeth pulled.

Well, I have to get them out ASAP, so I don't have a chance to be picky.  I just have to hope that I can find a job with medical benefits. 

Getting them out sucks Hopefully it wont suck too much for you.... but it will still suck

[Quik]

Invest part of it + buy my a Motorola SLVR

If you're not in it for Music or Upgradeable Memory get the SLVR L6 It's about $100 cheaper

The only thing the L7 has over it is a built in Media Player and Changeable Memory
The L6 comes with 10MB of shared memory (Still can play music but like..1-2 songs)

That's it, same size, same camera (wow, what a rip), same general features.

Well my L7 came with 2GB of memory (Bought it specially from ebay) but I'm wishing
I would have gotten the L6. I'm getting a nano and it seems pointless when a nano does this and probably more.

Oh well all in all the SLVR is an "Okay" phone. Not as nice as my Samsung T809 but it's good if you want currently the skinniest phone.

That's lame. My Motorola V360 came with 64MB of memory and some crazy features, all for a very low price with contract signing. SLVR sucks =/

You fucked up quotes but oh well.

I was going to get t809 but battery life sux0rz and this phone is equivilent, yet $100 less.

[CrAz3D]

You ought to invest some of the money into tax-free IRAs!  I plan to do that next year with about...$5k or so, I hope it works.

[Warrior]

Invest part of it + buy my a Motorola SLVR

If you're not in it for Music or Upgradeable Memory get the SLVR L6 It's about $100 cheaper

The only thing the L7 has over it is a built in Media Player and Changeable Memory
The L6 comes with 10MB of shared memory (Still can play music but like..1-2 songs)

That's it, same size, same camera (wow, what a rip), same general features.

Well my L7 came with 2GB of memory (Bought it specially from ebay) but I'm wishing
I would have gotten the L6. I'm getting a nano and it seems pointless when a nano does this and probably more.

Oh well all in all the SLVR is an "Okay" phone. Not as nice as my Samsung T809 but it's good if you want currently the skinniest phone.

That's lame. My Motorola V360 came with 64MB of memory and some crazy features, all for a very low price with contract signing. SLVR sucks =/

You fucked up quotes but oh well.

I was going to get t809 but battery life sux0rz and this phone is equivilent, yet $100 less.

YES IT DOES. Seriously it's like 4 hour battery life. However every aspect of the phone is amazing.

[MyndFyre]

You ought to invest some of the money into tax-free IRAs!  I plan to do that next year with about...$5k or so, I hope it works.

There's no such thing as a tax-free IRA.  You can pay the tax when you get the money out (you deduct from this year's taxes what you put into the IRA) and pay the tax as normal income when you take the money out of the IRA.  The alternative, a Roth IRA, which I already have, which you can put in a limited amount of money paying your current tax rate (basically you don't get to deduct your contribution in this year's taxes), but you don't have to pay taxes on it or the interest when you pull it out.

[CrAz3D]

You ought to invest some of the money into tax-free IRAs!  I plan to do that next year with about...$5k or so, I hope it works.

There's no such thing as a tax-free IRA.  You can pay the tax when you get the money out (you deduct from this year's taxes what you put into the IRA) and pay the tax as normal income when you take the money out of the IRA.  The alternative, a Roth IRA, which I already have, which you can put in a limited amount of money paying your current tax rate (basically you don't get to deduct your contribution in this year's taxes), but you don't have to pay taxes on it or the interest when you pull it out.

I guess I misunderstood the roth IRA when it was explained to me.
How does it work...?

[Explicit]

I'm getting back $2500. My choices are:

1) Save it and live on it till I get a job (hopefully soon), then worry after that
2) Pay to have my Wisdom teeth removed, if I don't have a job by June

I'm sure it'll be one of those.

Go with option one. I'd recommend finding a job that has medical benefits so they can help cover the cost of getting your wisdom teeth pulled.

Well, I have to get them out ASAP, so I don't have a chance to be picky. I just have to hope that I can find a job with medical benefits.

They're hurting that bad, huh?  Well, good luck finding a job/getting them pulled if that's what you decide to do.

[Blaze]

Around here as long as you make less then $8,000 per year, you don't have to pay taxes, which is nice. 

The Canadian dollar used to be worth more then the American at one point?

[Sidoh]

Around here as long as you make less then $8,000 per year, you don't have to pay taxes, which is nice. 

The Canadian dollar used to be worth more then the American at one point?

The relative value of a curency is sometimes a poor measurement of economical strength.  For as long as I've been interested or aware, one American Dolar has been worth more than one Canadian Dolar, but like I said, I don't think any less of Canada because of that. ;P

[iago]

Getting them out sucks Hopefully it wont suck too much for you.... but it will still suck

Eh, it's such a common operation that pretty much everybody gets, so I'm not really worried about it. 

They're hurting that bad, huh?  Well, good luck finding a job/getting them pulled if that's what you decide to do.

No, they don't hurt at all.  But they're causing infection in the gum and a cavity in the next tooth over.  He said if I wait too long I'll be getting 6 teeth out instead of 4. 

The relative value of a curency is sometimes a poor measurement of economical strength.  For as long as I've been interested or aware, one American Dolar has been worth more than one Canadian Dolar, but like I said, I don't think any less of Canada because of that. ;P

It's not the current value that's important, it's the change in value.  Delta(value).  As far back as I remember, yours used to be worth significantly more than ours, but now it's only worth a little more than ours.  So either we've went up (not that I've seen) or you've went down

[Ergot]

The relative value of a curency is sometimes a poor measurement of economical strength.  For as long as I've been interested or aware, one American Dolar has been worth more than one Canadian Dolar, but like I said, I don't think any less of Canada because of that. ;P

It's not the current value that's important, it's the change in value.  Delta(value).  As far back as I remember, yours used to be worth significantly more than ours, but now it's only worth a little more than ours.  So either we've went up (not that I've seen) or you've went down

It's our money feeling bad for you money and therefore lowering it's worth

[rabbit]

it's the euro's fault.

[Sidoh]

It's not the current value that's important, it's the change in value.  Delta(value).  As far back as I remember, yours used to be worth significantly more than ours, but now it's only worth a little more than ours.  So either we've went up (not that I've seen) or you've went down

I blame it on the war.

[Explicit]

They're hurting that bad, huh?  Well, good luck finding a job/getting them pulled if that's what you decide to do.

No, they don't hurt at all.  But they're causing infection in the gum and a cavity in the next tooth over.  He said if I wait too long I'll be getting 6 teeth out instead of 4.

That would really suck!  I guess you better get it taken care of quickly since time is now of the essence as far as losing teeth goes.

[iago]

They're hurting that bad, huh?  Well, good luck finding a job/getting them pulled if that's what you decide to do.

No, they don't hurt at all.  But they're causing infection in the gum and a cavity in the next tooth over.  He said if I wait too long I'll be getting 6 teeth out instead of 4.

That would really suck!  I guess you better get it taken care of quickly since time is now of the essence as far as losing teeth goes.

Well, apparently the job I think I'm getting has medical/dental coverage, so that's a plus. 

[Explicit]

What job is it?

[iago]

TBA